Plan B Expat

Residency Guides & Expat Resources

Step-by-step guides for Paraguay and Panama residency, plus strategy reads to avoid mistakes.

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We cover both Panama and Paraguay in depth. Pick your focus and we'll take you straight there.

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Paraguay Visa Guides

Every major residency pathway explained

Paraguay Residency: Every Category Explained

Paraguay Residency: Every Category Explained

The complete breakdown of every residency category - Temporary, Permanent, SUACE Investor, MERCOSUR, and the Jubilado pathway - sourced directly from Paraguay's immigration authority.

14 min
Read
Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors

Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors

Paraguay just opened three new routes to direct permanent residency: $150K in tourism, $200K in real estate, or $200K in the local stock exchange. No two-year provisional period. No job creation. Here is what the government actually announced, what is still being clarified, and how it compares to the existing $70K SUACE route.

13 min read
Read
Paraguay Temporary Residency: $0 Investment

Paraguay Temporary Residency: $0 Investment

The path most expats actually take. Two years to permanent residency, minimal cost, visit once every 3 years after. No investment, no degree, no employer needed.

8 min
Read
Paraguay: Convert Temporary to Permanent Residency

Paraguay: Convert Temporary to Permanent Residency

How to convert Paraguay temporary residency to permanent. Critical deadlines, required documents, and what permanent status actually gives you. Visit once every 3 years to maintain.

6 min
Read
Paraguay Investor Residency: $70K SUACE or $150K Investor Pass?

Paraguay Investor Residency: $70K SUACE or $150K Investor Pass?

Two routes skip the 2-year wait in Paraguay: SUACE at $70K with a business plan, and the new Investor Pass at $150K–$200K with no job creation. Here is how to choose.

10 min
Read
The Paraguay Retirement Visa Doesn't Exist. Here's What Retirees Actually Do.

The Paraguay Retirement Visa Doesn't Exist. Here's What Retirees Actually Do.

Every expat blog lists it. Google describes it. Dozens of consultants sell it. There is one problem: the Paraguay retirement visa does not exist. Here is what actually does.

7 min
Read
Paraguay Family Visa: Direct Permanent Residency for Spouses

Paraguay Family Visa: Direct Permanent Residency for Spouses

Foreign spouses and children of Paraguayan citizens can get direct permanent residency - no 2-year wait. Two pathways explained: Ley 2193 for immediate family and Art. 48 for extended family.

6 min
Read
Paraguay MERCOSUR Residency: The South American Fast-Track

Paraguay MERCOSUR Residency: The South American Fast-Track

Citizens of Argentina, Brazil, Uruguay, Bolivia, Chile, Peru, Colombia, and Ecuador use a separate, faster pathway. Same destination, fewer steps, different paperwork.

5 min
Read

Browse All 30 Posts

Filter by country and topic. Sort by what matters to you.

Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors
Paraguay

Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors

Paraguay just opened three new routes to direct permanent residency: $150K in tourism, $200K in real estate, or $200K in the local stock exchange. No two-year provisional period. No job creation. Here is what the government actually announced, what is still being clarified, and how it compares to the existing $70K SUACE route.

13 min read
Read
Moving to Panama? CRA Taxes You on the Way Out
Panama

Moving to Panama? CRA Taxes You on the Way Out

Canada taxes you on your way out. Panama doesn't tax foreign income. Here's how to make the move without getting burned by either country.

12 min read
Read
Why Paraguay? The Honest Case for a Residency Nobody Talks About
Paraguay

Why Paraguay? The Honest Case for a Residency Nobody Talks About

Paraguay is landlocked, lesser known, and nobody's first pick for a second residency. That's exactly why it works for a specific kind of person. Here's the honest case, minus the paradise brochure language.

12 min
Read
Panama: Where Jewish Life Thrives While Canada's Jews Face Rising Threats
Panama

Panama: Where Jewish Life Thrives While Canada's Jews Face Rising Threats

Canadian Jews face record antisemitism in 2026. Panama offers a thriving Jewish community: 40+ kosher restaurants, 5 Jewish schools, 6 synagogues, an eruv, and a country where you can wear a kippah on the street without a second thought.

12 min
Read
Health Insurance in Panama After 75: The Option Nobody Mentions
Panama

Health Insurance in Panama After 75: The Option Nobody Mentions

At 75, private insurers treat you like radioactive waste. But Panama's national healthcare system has no age cap. Foreign residents can enroll for $80-110/month and access catastrophic coverage no private policy will touch.

6 min
Read
Yellow Fever Vaccine Requirements for Paraguay and Panama: What You Actually Need
Expat Toolkit

Yellow Fever Vaccine Requirements for Paraguay and Panama: What You Actually Need

Flying direct from the US, Canada, or Europe? You don't need a yellow fever vaccine for Paraguay or Panama. But connecting through Brazil or Colombia changes everything. Here's what's actually required versus what the CDC recommends.

5 min
Read
Paraguay's New 12-Month Presence Rule: What Temporary Residents Need to Know
Paraguay

Paraguay's New 12-Month Presence Rule: What Temporary Residents Need to Know

Paraguay is now enforcing a 12-month presence requirement for permanent residency. As of early 2026, Paraguay's National Directorate of Migration has begun actively verifying compliance with the 12-month presence requirement for temporary residents. Here's what temporary residents need to know.

6 min
Read
Panama FNV Employment Path: Skip the $200K
Panama

Panama FNV Employment Path: Skip the $200K

The employment pathway lets you avoid the $200K investment. Most lawyers pitch it as the easy option. They skip the part where it falls apart 2 years later.

10 min
Read
Paraguay Crypto Rules Changed March 2026
Paraguay

Paraguay Crypto Rules Changed March 2026

Resolution 47/26 requires platforms to report transactions over $5,000/year. Most expats heard that part. The part about Bitcoins and foreign wallets? Not so much.

10 min
Read
The Panama-Italy Treaty: Why Italian Citizens Have the Easiest Path to Panama Residency
Panama

The Panama-Italy Treaty: Why Italian Citizens Have the Easiest Path to Panama Residency

Italian citizens can get immediate permanent residency in Panama with just $5,000 — no $200K investment required. Learn about the 1966 Panama-Italy Treaty advantage.

12 min
Read
Panama Company Compliance Crisis: 290,000 Companies Being Dissolved
Panama

Panama Company Compliance Crisis: 290,000 Companies Being Dissolved

BREAKING: Panama announced mass dissolution of 290,000+ non-compliant companies starting Feb 27, 2026. If your company holds property, you can't sell until you fix it. Here's what to do.

12 min
Read
Converting Your Canadian License in Panama: What SERTRACEN Won't Tell You
Panama

Converting Your Canadian License in Panama: What SERTRACEN Won't Tell You

Two agencies, endless paperwork, and rejection reasons that make no sense. A Canadian who actually did it explains the real process.

12 min
Read
Panama Mortgages for Foreigners: 2026 Guide
Panama

Panama Mortgages for Foreigners: 2026 Guide

6.5-8% rates, 25-year terms, and banks that actually lend to non-residents. What your lawyer and real estate agent will not mention until closing day.

18 min
Read
Why Wise Is the Foundation of Every Expat Banking Stack
Fintech

Why Wise Is the Foundation of Every Expat Banking Stack

The multi-currency account built for international living.

9 min
Read
Paraguay Family Visa: Direct Permanent Residency for Spouses
Paraguay

Paraguay Family Visa: Direct Permanent Residency for Spouses

Foreign spouses and children of Paraguayan citizens can get direct permanent residency - no 2-year wait. Two pathways explained: Ley 2193 for immediate family and Art. 48 for extended family.

6 min
Read
Paraguay MERCOSUR Residency: The South American Fast-Track
Paraguay

Paraguay MERCOSUR Residency: The South American Fast-Track

Citizens of Argentina, Brazil, Uruguay, Bolivia, Chile, Peru, Colombia, and Ecuador use a separate, faster pathway. Same destination, fewer steps, different paperwork.

5 min
Read
Paraguay: Convert Temporary to Permanent Residency
Paraguay

Paraguay: Convert Temporary to Permanent Residency

How to convert Paraguay temporary residency to permanent. Critical deadlines, required documents, and what permanent status actually gives you. Visit once every 3 years to maintain.

6 min
Read
The Paraguay Retirement Visa Doesn't Exist. Here's What Retirees Actually Do.
Paraguay

The Paraguay Retirement Visa Doesn't Exist. Here's What Retirees Actually Do.

Every expat blog lists it. Google describes it. Dozens of consultants sell it. There is one problem: the Paraguay retirement visa does not exist. Here is what actually does.

7 min
Read
Paraguay Temporary Residency: $0 Investment
Paraguay

Paraguay Temporary Residency: $0 Investment

The path most expats actually take. Two years to permanent residency, minimal cost, visit once every 3 years after. No investment, no degree, no employer needed.

8 min
Read
Paraguay Investor Residency: $70K SUACE or $150K Investor Pass?
Paraguay

Paraguay Investor Residency: $70K SUACE or $150K Investor Pass?

Two routes skip the 2-year wait in Paraguay: SUACE at $70K with a business plan, and the new Investor Pass at $150K–$200K with no job creation. Here is how to choose.

10 min
Read
Paraguay Residency: Every Category Explained
Paraguay

Paraguay Residency: Every Category Explained

The complete breakdown of every residency category - Temporary, Permanent, SUACE Investor, MERCOSUR, and the Jubilado pathway - sourced directly from Paraguay's immigration authority.

14 min
Read
The Things That Derail Residency Applications (That Have Nothing to Do With Paperwork)
Strategy

The Things That Derail Residency Applications (That Have Nothing to Do With Paperwork)

Yellow fever certificates, flight routing, cash requirements, and other logistics that derail Paraguay residency applications - before paperwork is even involved.

12 min
Read
Panama's Canal Drama: What American Expats Actually Need to Know
Strategy

Panama's Canal Drama: What American Expats Actually Need to Know

The geopolitical theater is dramatic. The impact on your residency plans isn't.

7 min
Read
Why Mercury Works for International Consultants and Freelancers
Fintech

Why Mercury Works for International Consultants and Freelancers

US business banking that actually makes sense for remote work. Here's what works for non-resident LLC owners providing consulting and digital services.

8 min
Read
Panama Reforestation: The $100K Path Nobody Talks About
Panama

Panama Reforestation: The $100K Path Nobody Talks About

Skip the $300K investor visa. Panama's reforestation program starts at $100K with actual ROI. Here's why smart investors are choosing trees over condos.

10 min
Read
Panama Self-Solvency: The Path for "Unfriendly" Nations
Panama

Panama Self-Solvency: The Path for "Unfriendly" Nations

Not on Panama's Friendly Nations list? This $300K pathway is open to ANY nationality - including Chinese, Indian, and Russian citizens. Here's how it works.

11 min
Read
Panama Friendly Nations Visa 2026: Worth $200K?
Panama

Panama Friendly Nations Visa 2026: Worth $200K?

The $5K bank deposit path ended in 2021. Now it's $200K and a 2-year wait. A permanent resident of both Panama and Paraguay breaks down whether it's still the right choice.

14 min read
Read
Panama Pensionado Visa: $1K/Month, Instant Permanent Residency
Panama

Panama Pensionado Visa: $1K/Month, Instant Permanent Residency

Prove $1,000/month in pension income and get immediate permanent residency in Panama. Plus 25% discounts on flights, restaurants, and medical. The full breakdown from a resident.

10 min
Read
Panama Qualified Investor: 60 Days to Permanent Residency
Panama

Panama Qualified Investor: 60 Days to Permanent Residency

Skip the 2-year wait. $300K gets you permanent residency in 60 days - but only until October 2026. Here's exactly how it works.

12 min
Read
Why We Don't Offer Uruguay (And Why It Matters)
Strategy

Why We Don't Offer Uruguay (And Why It Matters)

A deep dive into South American residency options and why permanent tax exemption changes everything.

8 min
Read

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