Your second residency. Before you need it.
Your second residency.
Before you need it.
BUILD YOUR PLAN B
...For the unplanned.Lock in residency now for Panama or Paraguay.
No mandatory relocation until it makes sense.
Which one best fits your needs?
A Plan B isn't an exit.
It's an option.
Set up residency now while requirements are open. Visit once every few years to maintain status. Move only when the timing works for you.
Read our approachWhy Panama. Why Paraguay.
What life looks like. Why it works.
Common reasons people set up residency now.
Not seeing yourself in any of these? Skip ahead to view all 10 specific paths.
Jump to pathsFor your Retirement
Is inflation eating into your pension? Stretch it 25-50% further.
Panama Pensionado gives you 25 to 50% legal discounts on healthcare, utilities, restaurants, and travel.
$1,000/mo passive income to qualify
As a Plan B
Can't move yet? Lock in a Plan B before rules tighten.
Lock in residency now while requirements stay open. Visit once every few years to maintain status.
Paraguay · No investment · 2-year temporary
Panama · · 2-year provisional
Company placement or formation · no investment
ORReal estate · min. $200K
ORFixed-term CD · min. $200K · 3 yrs
As an Investment
Capital to protect? Skip the 2-year wait for Permanent Residency.
Investment-based pathways grant Permanent Residency on first approval. No 2-year wait.
Direct Permanent Residency via investment
To Work Remotely
Working online but taxed everywhere? Establish 0% tax on foreign income.
Both countries have 0% tax on foreign income. Stay flexible while building toward citizenship.
0% tax on foreign income · Multiple routes
Company placement or formation · no investment
ORReal estate · min. $200K
ORFixed-term CD · min. $200K · 3 yrs
Via the Italy Treaty
Italian and paying too much tax? Use the Treaty!
The Italy-Panama Treaty grants direct Permanent Residency with just a $5,000 bank balance — plus access to Panama's territorial tax system.
Italian passport + $5,000 bank balance
For Peace of Mind
Worried about stability? Secure a safe residency option now.
A second residency is the simplest insurance. The door stays open without needing to move.
Multiple entry points · Click to find yours
Not seeing yourself in any of these?
See all 10 pathsFind your path
Ten pathways, mapped by nationality and investment level.
Pensionado
✅ $1,000/mo passive income to qualify
45–60 days No investment
Italy-Panama Treaty
~60 days Work permit eligible
Qualified Investor
30–45 days $300K until Oct 15
SUACE Investor
~90 days $70K + 5 jobs · 2-year provisional
Investor Pass
~90 days 🏠 $200K real estate · 📈 $200K stocks · 🏨 $150K tourism
Still not sure which fits?
30-minute consultation. We map your situation to the right path. Free, no obligation.
Talk with usWhy Plan B Expat?
Isn't using a lawyer directly good enough?
Lawyers execute. We make sure you arrive at the right lawyer, on the right path, with the right documents. Then we stay with you until it's done.
You get the lawyers. Not just us.
Once your dossier is pre-qualified and approved, you are handed directly to vetted legal and immigration specialists on the ground. We stay present throughout but the experts take the lead from there.
Document prep is your problem. Until it isn't.
Your lawyers give you a list and walk away. Apostilles, notarizations, translations, authentication chains, expiry windows. All on you. We track every document, every deadline, and make sure nothing expires before your appointment.
The filter before fees and flights start
The wrong path costs money before a lawyer opens your file. You don't book the flight or the hotel until we give you the green light in writing. We also advise on yellow fever requirements — some stopovers trigger this depending on your route and airline.
We know when to worry and when to wait
Four months without news from your lawyer: crisis or just Tuesday in Asuncion? We know the difference because we have been through both processes ourselves. You will never be left wondering.
The questions you don't know to ask
The ones clients forget are the ones that cost them later. The pre-qualification maps your situation before you commit to anything.
Trilingual
EN / FR / ES
Dual Permanent Resident
Paraguay and Panama
Firsthand Experience
In-country, not theoretical
Meet the founder
Michael Lederman
Permanent resident of Panama with firsthand experience in both Panama and Paraguay residency processes. 20 years as a real estate broker, trilingual (EN / FR / ES), MBA in International Business.
Read Michael's storyLatest from the blog
Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors
Paraguay just opened three new routes to direct permanent residency: $150K in tourism, $200K in real estate, or $200K in the local stock exchange. No two-year provisional period. No job creation. Here is what the government actually announced, what is still being clarified, and how it compares to the existing $70K SUACE route.
Moving to Panama? CRA Taxes You on the Way Out
Canada taxes you on your way out. Panama doesn't tax foreign income. Here's how to make the move without getting burned by either country.
Why Paraguay? The Honest Case for a Residency Nobody Talks About
Paraguay is landlocked, lesser known, and nobody's first pick for a second residency. That's exactly why it works for a specific kind of person. Here's the honest case, minus the paradise brochure language.
Frequently Asked Questions
Grouped by what matters most.
Eligibility
Process
Money & Banking
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Ready to Get Started?
Take the first step toward your Plan B. Book a consultation to discuss your goals.
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