Plan B Expat

BUILD YOUR PLAN B

Plan B first.
Structure follows.

Lock in residency now. Build your tax structure later.

What's My Plan B?
Maybe this is you

Most visitors land here for one of these reasons:

01

Are you worried about where your country is heading and want a backup plan?

02

Not ready to relocate yet, but want a Plan B secured before residency rules tighten?

03

Want residency now so your family has a real path to a second passport later?

04

Tired of paying tax on income you earn abroad?

If any of this sounds familiar, you're in the right place.

Meet the founder

Hi, I'm Michael.

I started moving between countries before I had any say in it. My father served as a Canadian Ambassador. I grew up changing schools and languages every few years, learning to settle into a country you didn't pick. From both the child's side and the parent's side, I know what relocation actually looks like. Five years between Panama and Paraguay later, I hold permanent residency in both. Every step I guide clients through, I've taken twice.

If I could do this, anyone with reasonable means can. Residency shouldn't only be for the very few or for high-net-worth clients. People not ready to relocate today can still secure their Plan B for later. I built this to do it right, honestly, and as accurately as possible.

  • Permanent resident of Panama and Paraguay (5+ years on the ground)
  • 20 years real estate brokerage experience
  • Trilingual · English, French, Spanish
Michael Lederman, founder of Plan B Expat

Why Panama.
Why Paraguay.

What life looks like. Why it works.

What's my Plan B?

Nine pathways. Two tracks.

Some paths grant permanent residency directly. Others reach it after two years.

Panama

PanamaFriendly Nations

Form your own company

Investment: None·Incorporate · Aviso de Operaciones

Track2 years
InvestmentNone
Best forEntrepreneurs
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PanamaFriendly Nations

Placement in existing company

Investment: None·Hiring · Letter of acceptance

Track2 years
InvestmentNone
Best forSalaried professionals
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PanamaFriendly Nations

$200K real estate or deposit

$200K+·Economic solvency path

Track2 years
Investment$200K+
Best forSelf-funded
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Paraguay

ParaguayMost flexible

No investment required

Investment: None·0% foreign income tax

Track2 years
InvestmentNone
Best forGlobal earners
Learn more →

Why Plan B Expat?

Guidance from someone who has done it.

Practical residency strategy backed by real in-country experience. A clear process, proper compliance, and honest timelines from start to finish.

Trilingual

EN / FR / ES

Dual Permanent Resident

Paraguay & Panama

Firsthand Experience

In-country, not theoretical

Learn more about our approach

Frequently Asked Questions

Grouped by what matters most.

Eligibility

Process

Money & Banking

Working with us

Get Started

Ready to Get Started?

Take the first step toward your Plan B. Book a consultation to discuss your goals.

Book Consultation