
BUILD YOUR PLAN B
Plan B first.
Structure follows.
Lock in residency now. Build your tax structure later.
What's My Plan B?Most visitors land here for one of these reasons:
Are you worried about where your country is heading and want a backup plan?
Not ready to relocate yet, but want a Plan B secured before residency rules tighten?
Want residency now so your family has a real path to a second passport later?
Tired of paying tax on income you earn abroad?
If any of this sounds familiar, you're in the right place.
Meet the founder
Hi, I'm Michael.
I started moving between countries before I had any say in it. My father served as a Canadian Ambassador. I grew up changing schools and languages every few years, learning to settle into a country you didn't pick. From both the child's side and the parent's side, I know what relocation actually looks like. Five years between Panama and Paraguay later, I hold permanent residency in both. Every step I guide clients through, I've taken twice.
If I could do this, anyone with reasonable means can. Residency shouldn't only be for the very few or for high-net-worth clients. People not ready to relocate today can still secure their Plan B for later. I built this to do it right, honestly, and as accurately as possible.
- Permanent resident of Panama and Paraguay (5+ years on the ground)
- 20 years real estate brokerage experience
- Trilingual · English, French, Spanish

Why Panama.
Why Paraguay.
What life looks like. Why it works.
What's my Plan B?
Nine pathways. Two tracks.
Some paths grant permanent residency directly. Others reach it after two years.
Panama
PanamaFriendly NationsForm your own company
Investment: None·Incorporate · Aviso de Operaciones
Form your own company
Investment: None·Incorporate · Aviso de Operaciones
PanamaFriendly NationsPlacement in existing company
Investment: None·Hiring · Letter of acceptance
Placement in existing company
Investment: None·Hiring · Letter of acceptance
PanamaFriendly Nations$200K real estate or deposit
$200K+·Economic solvency path
$200K real estate or deposit
$200K+·Economic solvency path
Paraguay
ParaguayMost flexibleNo investment required
Investment: None·0% foreign income tax
No investment required
Investment: None·0% foreign income tax
Panama
PanamaDirect$1,000/month pension
Investment: None·Pensionado · +$250/mo for spouse
$1,000/month pension
Investment: None·Pensionado · +$250/mo for spouse
Italy → PanamaItalians onlyItaly-Panama treaty
Investment: None·Italian passport direct path
Italy-Panama treaty
Investment: None·Italian passport direct path
Expires Oct 15, '26PanamaDirectQualified Investor
$300K+·Decree 722 fast-track · 5-year hold
Qualified Investor
$300K+·Decree 722 fast-track · 5-year hold
Paraguay
ParaguayDirect$1,300/month pension
Investment: None·Jubilado · lifetime pension proof
$1,300/month pension
Investment: None·Jubilado · lifetime pension proof
ParaguayDirectSUACE investor
$70K+·Paraguay's direct investor path
SUACE investor
$70K+·Paraguay's direct investor path
New 2026ParaguayInvestor PassThree new investment routes
$150K–$200K·Stocks, real estate, or tourism · Newly published 2026
Three new investment routes
$150K–$200K·Stocks, real estate, or tourism · Newly published 2026
Why Plan B Expat?
Guidance from someone who has done it.
Practical residency strategy backed by real in-country experience. A clear process, proper compliance, and honest timelines from start to finish.
Trilingual
EN / FR / ES
Dual Permanent Resident
Paraguay & Panama
Firsthand Experience
In-country, not theoretical
Latest from the blog

Why Paraguay? The Honest Case for a Residency Nobody Talks About
Paraguay is landlocked, lesser known, and nobody's first pick for a second residency. That's exactly why it works for a specific kind of person. Here's the honest case, minus the paradise brochure language.

Panama: Where Jewish Life Thrives While Canada's Jews Face Rising Threats
Canadian Jews face record antisemitism in 2026. Panama offers a thriving Jewish community: 40+ kosher restaurants, 5 Jewish schools, 6 synagogues, an eruv, and a country where you can wear a kippah on the street without a second thought.

Health Insurance in Panama After 75: The Option Nobody Mentions
At 75, private insurers treat you like radioactive waste. But Panama's national healthcare system has no age cap. Foreign residents can enroll for $80-110/month and access catastrophic coverage no private policy will touch.
Frequently Asked Questions
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Take the first step toward your Plan B. Book a consultation to discuss your goals.
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