Your second residency.
Before you need it.
BUILD YOUR PLAN B
...For the unplanned.Lock in residency now for Panama or Paraguay.
No mandatory relocation until it makes sense.
Which one best fits your needs?
A Plan B isn't an exit.
It's an option.
Set up residency now while requirements are open. Visit once every few years to maintain status. Move only when the timing works for you.
Read our approachCommon reasons people set up residency now.
Not seeing yourself in any of these? Skip ahead to view all 10 specific paths.
Jump to pathsFor your Retirement
Is inflation eating into your pension? Stretch it 25-50% further.
Panama Pensionado gives you 25 to 50% legal discounts on healthcare, utilities, restaurants, and travel.
$1,000/mo passive income to qualify
As a Plan B
Can't move yet? Lock in a Plan B before rules tighten.
Lock in residency now while requirements stay open. Visit once every few years to maintain status.
Paraguay · No investment · 2-year temporary
Panama · · 2-year provisional
Company placement or formation · no investment
ORReal estate · min. $200K
ORFixed-term CD · min. $200K · 3 yrs
As an Investment
Capital to protect? Skip the 2-year wait for Permanent Residency.
Investment-based pathways grant Permanent Residency on first approval. No 2-year wait.
Direct Permanent Residency via investment
To Work Remotely
Working online but taxed everywhere? Establish 0% tax on foreign income.
Both countries have 0% tax on foreign income. Stay flexible while building toward citizenship.
0% tax on foreign income · Multiple routes
Company placement or formation · no investment
ORReal estate · min. $200K
ORFixed-term CD · min. $200K · 3 yrs
Via the Italy Treaty
Italian and paying too much tax? Use the Treaty!
The Italy-Panama Treaty grants direct Permanent Residency with just a $5,000 bank balance — plus access to Panama's territorial tax system.
Italian passport + $5,000 bank balance
For Peace of Mind
Worried about stability? Secure a safe residency option now.
A second residency is the simplest insurance. The door stays open without needing to move.
Multiple entry points · Click to find yours
Not seeing yourself in any of these?
See all 10 pathsWhy Panama.
Why Paraguay.
What life looks like. Why it works.
Find your path
Ten pathways, mapped by nationality and investment level.
Pensionado
✅ $1,000/mo passive income to qualify
45–60 days No investment
Italy-Panama Treaty
~60 days Work permit eligible
Qualified Investor
30–45 days $300K until Oct 15
SUACE investor
~90 days $70K + 5 jobs · 2-year provisional
Investor Pass
~90 days 🏠 $200K real estate · 📈 $200K stocks · 🏨 $150K tourism
Still not sure which fits?
30-minute consultation. We map your situation to the right path. Free, no obligation.
Talk with usWhy Plan B Expat?
Guidance from someone who has done it.
Practical residency strategy backed by real in-country experience. A clear process, proper compliance, and honest timelines from start to finish.
Trilingual
EN / FR / ES
Dual Permanent Resident
Paraguay & Panama
Firsthand Experience
In-country, not theoretical
Meet the founder
Michael Lederman
Permanent resident of Panama with firsthand experience in both Panama and Paraguay residency processes. 20 years as a real estate broker, trilingual (EN / FR / ES), MBA in International Business.
Read Michael's storyLatest from the blog
Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors
Paraguay just opened three new routes to direct permanent residency: $150K in tourism, $200K in real estate, or $200K in the local stock exchange. No two-year provisional period. No job creation. Here is what the government actually announced, what is still being clarified, and how it compares to the existing $70K SUACE route.
Moving to Panama? CRA Taxes You on the Way Out
Canada taxes you on your way out. Panama doesn't tax foreign income. Here's how to make the move without getting burned by either country.
Why Paraguay? The Honest Case for a Residency Nobody Talks About
Paraguay is landlocked, lesser known, and nobody's first pick for a second residency. That's exactly why it works for a specific kind of person. Here's the honest case, minus the paradise brochure language.
Frequently Asked Questions
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Ready to Get Started?
Take the first step toward your Plan B. Book a consultation to discuss your goals.
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