BUILD YOUR PLAN B
...For the unplanned.Plan B first.
Structure follows.
Lock in residency now for Panama or Paraguay.
Move when the timing works, not before.
A Plan B isn't an exit.
It's an option.
Lock in residency while requirements are accessible. Keep living your life. Activate when the timing makes sense. Retirement, a career shift, winters somewhere warm. Or never. That's fine too.
How the Plan B approach worksWhy Panama.
Why Paraguay.
What life looks like. Why it works.
Six reasons people lock in residency now.
Not seeing yourself? Skip ahead to view all 10 specific paths.
Jump to pathsRetiring on a pension?
Your pension goes further somewhere warmer.
Panama Pensionado is built for lifetime pension holders. Direct path to permanent residency.
Main route: Panama Pensionado · $1,000/mo
See if I qualifySetting up a Plan B
Lock it in now. Move when it makes sense.
For careers, families, and lives that aren't going anywhere yet. Residency stays valid in the background.
Routes: Friendly Nations · Paraguay Temporary
Find your best fitInvestors and entrepreneurs
Capital in. Residency back. Direct or tracked.
From $70K SUACE entry to $300K Qualified Investor fast-track. Direct PR or 2-year path depending on fit.
Routes: SUACE · Investor Pass · Qualified Investor · Friendly Nations
Explore investor routesWorking remotely?
Residency without relocation. Foreign income tax-free.
Paraguay's 2-year temporary residency. No investment, no presence requirement, 0% tax on foreign income.
Main route: Paraguay Temporary Residency
See if I qualifyItalian citizens
The Italy-Panama Treaty changes everything.
Direct path to Panama permanent residency. No investment, work permit eligible.
Main route: Italy-Panama Treaty · No investment
Read the Italy Treaty guideWhen home isn't safe anymore
Fast paths for those who can't wait.
Whether it's politics, conflict, or economic uncertainty, direct PR routes that move in 30 to 90 days.
Routes: Qualified Investor · SUACE · Investor Pass
Find a fast pathNot seeing yourself?
See all 10 options belowWhat's my Plan B?
Find your path.
Two countries. Two paths. Ten options. Direct paths grant PR on day one. Two-year paths convert to permanent at ~21 months.
Direct → Permanent Residency
5 options · permanent residency from day one
Panama
Pensionado · $1,000/mo
45–60 days No investment
Italy-Panama Treaty
~60 days Work permit eligible
Qualified Investor
30–45 days $300K until Oct 15
Paraguay
Still not sure which fits?
30-minute consultation. We map your situation to the right path. Free, no obligation.
Talk with usWhy Plan B Expat?
Guidance from someone who has done it.
Practical residency strategy backed by real in-country experience. A clear process, proper compliance, and honest timelines from start to finish.
Trilingual
EN / FR / ES
Dual Permanent Resident
Paraguay & Panama
Firsthand Experience
In-country, not theoretical
Meet the founder
Michael
20 years brokering relocations across Ontario and Quebec. Permanent resident of both Panama and Paraguay.
More about MichaelLatest from the blog
Paraguay Just Shortened the Road to Permanent Residency for Foreign Investors
Paraguay just opened three new routes to direct permanent residency: $150K in tourism, $200K in real estate, or $200K in the local stock exchange. No two-year provisional period. No job creation. Here is what the government actually announced, what is still being clarified, and how it compares to the existing $70K SUACE route.
Moving to Panama? CRA Taxes You on the Way Out
Canada taxes you on your way out. Panama doesn't tax foreign income. Here's how to make the move without getting burned by either country.
Why Paraguay? The Honest Case for a Residency Nobody Talks About
Paraguay is landlocked, lesser known, and nobody's first pick for a second residency. That's exactly why it works for a specific kind of person. Here's the honest case, minus the paradise brochure language.
Frequently Asked Questions
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Take the first step toward your Plan B. Book a consultation to discuss your goals.
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