Build Your Plan B Before You Need It
Secure legal residency in Paraguay or Panama so if circumstances ever change, the door is already open.
No obligation to move. Visit once every few years to maintain status.
Programs starting from $4,500
Choose a Country
PARAGUAY
Paths to Permanent Residency
From USD $4,500
- ✓0% tax on foreign income
- ✓60% lower cost of living vs US/Canada
- ✓World's most affordable residency path
- ✓Citizenship eligible after 3 years
- ✓Visit just 1x every 3 years to maintain status
Direct Permanent Residency
Investor Fast-Track
USD $70,000+ investment
- • $1300/month pension proof
PANAMA
Paths to Permanent Residency
From USD $4,500
- ✓USD economy — no currency risk
- ✓Safest country in Central America
- ✓Up to 50% senior discounts on everything
- ✓Territorial tax system
- ✓Citizenship eligible after 5 years
- ✓Visit just 1x every 2 years to maintain status
Direct Permanent Residency
Qualified Investor Program
USD $300,000+ investment
- • $1000/month pension proof
- Or • $750/month + USD 100,000+ real estate
Relocate or just have a Plan B. See how it works
Two Ways to Use Your Residency
Keep Your Options Open
The Plan B Backup
- •No obligation to move
- •Visit once every few years to maintain status
- •Legal residency ready when you need it
- •Peace of mind in uncertain times
Nothing changes at home. You keep your ties, pay your taxes, and gain a backup option for the future.
Relocate and Realize the Savings
The Full Move
- •End tax residency in your home country
- •Setup costs recovered in months from tax savings
- •Keep the savings every year after
- •Lower cost of living, higher quality of life
Sever your residential ties. Live outside your home country 183+ days. End your tax residency. That's when the savings begin.
American citizens are taxed globally, but can exclude up to $132,900 per person ($265,800 for couples) through the Foreign Earned Income Exclusion. ¹
¹ https://www.irs.gov/individuals/international-taxpayers/foreign-earned-income-exclusion
What the Full Move Can Look Like
Jon & Suzy
Canadian couple. Online income: $120K/year.
Tax burden: ~$30K/year.
Stay in Canada
- Year 1–5: $30K/year in taxes
- 5-year total: $150K paid out
Relocate to Paraguay
- One-time cost: ~$7K (services + travel)
- Year 1–5: $30K/year stays with them
- 5-year total: $143K kept
The $7K setup cost is recovered in under 3 months.
After that, the $30K/year is theirs.
Illustrative example. Requires permanently relocating and ending tax residency in your home country. Consult a tax professional. This is not tax advice.
Panama also has 0% tax on foreign income. The investment minimum is higher ($200K+), but the tax savings work the same way once you relocate.
Why Plan B Expat?
Guidance from someone who's done it.
Trilingual
EN / FR / ES
Permanent Resident
Paraguay & Panama
Firsthand Experience
In-Country
Is This Worth Exploring for You?
Most people who contact us fall into one of these groups.
Entrepreneurs / Remote Income
You earn online or run a business and want options outside your home country.
Compare Paraguay & PanamaNot sure which fits?
Book a Free ConsultationNot sure yet? Start here.
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Frequently Asked Questions
Get answers to the most common questions about Paraguay and Panama residency.
Ready to Get Started?
Take the first step toward your Plan B. Book a free consultation to discuss your goals.
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